FAQs

Business loan is a type of credit which is providing to customer for expand their businesses or business processes and related to collateral assets such as Land, House and Land, or Store.

Borrower and Co-borrower are Cambodian that have a residence address located in SRS’s business unit. Have the age at the time of loan from age 18 to 70. If over than 70, Samrithisak may required to transfer authority of assets. Have a minimum 12 months of business or work Legal and stable income, ensuring the ability to repay.

Loan application form SRS, ID Card, Family book, Residence book, Passport, Birth Certificate or other document which is valid. Business license or other relate file which is showing about income-expense and ability to repay. Certificate of collateral assets.

You should use Business loan or Personal loan.

You should use medium / long term borrowings your investment.

You should use medium / long term borrowings to expand your business.

Yes. Every year when you register re-issuance of credit limit procedures, you can request SRS to change the credit limit.

Maximum loan tenor is 84 months.

If the collateral is a car, you need to purchase insurance for the car before disbursement and remain the insurance during life of loan.

Customer needs to make principal repayment monthly or maturity date of Debt acknowledgement.

SRS can provide loans for consumer purposes such as: shopping for household items; study; travel; wedding or funeral; healthcare; Repair equipment for living.

You can borrow up to 2 years.

Interest rates range from 1.20% / month to 1.50% / month and may change from time to time.

You need to make principal + interest repayment.

Yes. Granting of Personal Loan limit is independent from other products. It only depends on your repayment capacity and creditworthiness. However, total limit of all unsecured loans granted to a customer must not exceed a certain amount as regulated by SRS from time to time.

SRS will automatically deduct the monthly repayment amount from your SRS current account opened (ASIA WEILUI Ac) when your personal loan is approved. Therefore you need to maintain sufficient account balance to repay monthly loan amount, the rest will be done by SRS on your behalf.

You will be opening an Account at SRS (Agent of ASIA WEILUY). The loan will be disbursed to this account and you can receive it at the SRS Branch or ASIA WEILUY Agent. SRS does not imply disbursement of loans disbursed to customer accounts at other Banks. At the same time, the ASIA WEILUY transaction account at SRS will also be used to pay your debt monthly.

Because this is an unsecured personal loan where monthly income is the repayment source, your salary must be paid via bank account but not necessary ASIA WEILUY account. However, if your payroll account is opened at ASIA WEILUY, loan procedures will be simpler.

You can borrow up to 12 months

To obtain application to issue overdraft accounts, please directly contact the branch / office of SRS transactions for specific guidance and advice according to demand.